Vision Insurance

What is Vision Insurance

Both vision insurance and vision benefits plans generally provide coverage for an annual eye exam and prescription eyeglasses or contact lenses.

Vision insurance includes both traditional health or medical policies and wellness or discount plans that offer vision benefits, which cover most, but not all, of the insured person's expenses. The level of coverage provided will differ depending on the specific type of vision insurance policy or vision benefits plan that you select.

What does Vision Insurance Cover

In general, vision plan coverage provides limited benefits and discounts in exchange for an annual fee and copay. It typically covers a narrower scope than vision insurance provided through an employer or other entity as part of a major medical health insurance policy.

All policies and plans include some basic vision benefits, such as routine preventive eye care, including eye exams, and prescription eyewear such as eyeglasses and contact lenses.

More extensive plans and policies may include specialty options such as eyeglass lens coatings and enhancements like anti-reflective coating, photochromic lenses, and progressive lenses. They may also offer discounted rates on elective vision correction surgeries like LASIK and PRK

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