Dental Insurance

Dental insurance is a type of health insurance that covers the expenses you incur each time you visit the dentist, including X-rays and cleanings. It is also referred to as a dental plan, and it typically pays a percentage of the dental care costs after the member receives care. Certain plans may also cover major services, such as implants, dentures, root canals, and crowns, depending on the chosen plan.

 Dental insurance coverage usually encompasses three categories of dental care, which are preventive, basic, and major services. Preventive care involves cleanings, exams, X-rays, and fluoride treatment for patients who are 18 years old and below. Basic services include non-surgical extractions and fillings. Major services encompass everything else, and are often subject to plan exclusions